Terms and Conditions

Welcome to the website of Rayna Properties, located at www.raynaproperties.com. These Terms and Conditions govern your access to and use of this website. By accessing or using the website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you should refrain from accessing or using the website.

Definitions

In these Terms and Conditions, the following definitions apply:

• "Client," "User," "You," and "Your" refer to any individual or entity accessing this website and agreeing to the Company's Terms.
• "Company," "We," "Us," and "Our" refer to Rayna Properties.
• "Party," "Parties," or "Us" refers to both the Client and Rayna Properties.

These terms apply to any offer, acceptance, and consideration of payment necessary to undertake services provided by Rayna Properties in accordance with applicable law.

Use of Cookies

We use cookies to enhance user experience and improve site functionality. By continuing to use this website, you consent to our use of cookies in accordance with our Privacy Policy. Some third-party vendors or advertising affiliates we work with may also utilize cookies; their usage is governed by their own privacy policies.

Intellectual Property

Unless otherwise indicated, all intellectual property rights in website content, graphics, logos, and materials belong to Rayna Properties and/or its licensors. All rights are reserved. You may access material on this website for personal, non-commercial use only, subject to restrictions outlined herein.

You must not:

• Republish, sell, rent, or sublicense material from Rayna Properties
• Reproduce or redistribute content for commercial purposes
• Modify or create derivative works based on website content

User-Generated Content and Comments

Portions of the website may allow users to post comments or content. Rayna Properties does not pre-screen, endorse, or assume responsibility for user-generated content. Comments reflect the views of the individual posting them and not those of Rayna Properties or its affiliates.

We reserve the right, but not the obligation, to monitor, remove, or edit any user content that we consider inappropriate, offensive, unlawful, or in breach of these Terms.

By posting content, you warrant that:

• You have all necessary rights and permissions
• Your content does not infringe any third-party intellectual property
• Your content is not defamatory, obscene, or unlawful
• Your content is not used for unauthorized commercial solicitation

You grant Rayna Properties a non-exclusive, royalty-free, worldwide license to use, reproduce, and adapt your content in any media.

Linking to Our Website

The following organizations may link to our website without prior written approval:

• Government agencies
• Search engines
• News organizations
• Online directory distributors (linking in the same manner as to other businesses)
• Accredited businesses, excluding non-profit solicitations or fundraising groups

Such organizations may link to our homepage, publications, or other web content provided that the link:

• Is not misleading or deceptive
• Does not falsely imply endorsement or affiliation
• Fits the context of the linking party's website

We may, at our sole discretion, approve link requests from additional organizations (e.g., consumer information portals, academic institutions, trade associations) if the link is appropriate and does not negatively impact Rayna Properties.

Requests for linking permission must be submitted by email with full contact details and the URLs intended to link to our website.

Approved links must not:

• Alter the visual presentation of our content
• Misuse our logo or trademarks without written agreement

iFrames

You may not create frames or alter the visual presentation of our website without prior written permission.

Content Liability

We accept no responsibility for content appearing on third-party websites that link to or reference us. You agree to defend and indemnify us against any claims arising out of content on your website that links to ours.

Third-Party Services and Vendor Policies

Rayna Properties may engage third-party vendors or service providers to deliver certain services. While we make every effort to work with reliable providers, these third parties operate under their own privacy and data handling policies. We are not liable for their practices outside our contractual arrangements.

Your Privacy

Your use of the website is subject to our Privacy Policy, which forms an integral part of these Terms.

Reservation of Rights

We reserve the right to modify or withdraw permission to link to our website at any time. We may also revise these Terms at our discretion without notice. Your continued use of the website after any changes indicates your acceptance of the updated Terms.

Disclaimer

The website is provided "as is," without warranties of any kind, express or implied. While we make reasonable efforts to ensure the information is accurate, we do not guarantee its completeness or currentness. We may alter, update, or remove content without obligation to notify users.

To the maximum extent permitted by law, Rayna Properties disclaims all liability for:

• Any loss or damage resulting from the use of this website
• Errors or inaccuracies in content
• Service interruptions or website unavailability
• External links or third-party services

Nothing in these Terms will limit liability for death, personal injury, fraud, or any liability not permitted to be excluded under applicable law.